XRP offers an alternative by allowing banks to transfer value instantly without the need to hold these vast cash reserves.
A Ripple marketing document from 2013 explicitly referred to XRP as “like gold in your hands,” designed to be the most liquid asset on the XRP ledger.
Ripple’s former CTO, Stefan Thomas, has echoed this potential by suggesting that banks could effectively “teleport” liquidity across the globe, using XRP as a digital bridge currency.
Thomas noted, “Banks will have ‘gold’ that you can teleport into any vault in the world instantly,” emphasizing the well-known speed of XRP transactions.
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