Growing Stocks to Watch in the Chinese Market: (QFIN:NASDAQ)

Analyzing four small-cap opportunities appearing amid the regulatory storm.


360 DigiTech (QFIN:NASDAQ)

360 DigiTech is a tech-empowered digital platform. By using data-driven technology, it enables financial institutions to provide better and targeted products and services to a broader consumer base.

Unlike many of its peers, the company is a pure SaaS platform that generates considerable revenue from technology services. In the third quarter of 2020, 360 DigiTech brought its net tech income to around 50% of the total income for 2020.

Embedded finance is a to-B business that is featured in 360 DigiTech's core strategy. It stands for tech-powered services, especially those in the risk management area. It is embedded into other Internet businesses, like Du Xiaoman Financial, DidiChuxing, Meituan, Xiaomi Finance, JD Digits, reaching tens of millions of potential users in a variety of consumer scenarios, such as online shopping, transportation and food delivery.

Also, 360 DigiTech's to-B business has seen an expansion of the client base that has helped the company maintain the leading position in the sector. We believe to-B business is the technological advancement that will support the company to maintain its high and steady growth in the future.

What is more, the latest antitrust regulation wave is going to further benefit smaller fintech platforms, represented by 360 DigiTech.

For the full article with the charts, please visit the original link.
360digitechchinachinastocksfintechFundamental Analysis

Juga di:

Pernyataan Penyangkalan